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Tax Advantages

Make the Edvest College Savings Plan a part of your college savings strategy and give your money the opportunity to grow tax‑free.

Investing in education is a smart move. And, the tax advantages built into the Edvest College Savings Plan can make it an important part of your overall college funding strategy.

Contributions and Any Earnings Used to Pay for Qualified Higher Education Expenses are Federal and Wisconsin Income Tax-free.
The earnings portion of any distributions used to pay for qualified higher education expenses will be free from federal and Wisconsin income tax.

2015 State Tax Benefit
If you are a Wisconsin taxpayer, your contributions to Edvest may reduce Wisconsin taxable income up to a maximum of $3,100 per beneficiary. You may also contribute greater than the eligible amount each year may and use for subsequent years' state tax benefits until exhausted. As an example, a $10,000 contribution may qualify for benefits over three, four, or more tax years. 2015 state tax deadline is April 15, 2016.

If you are making a contribution January 1 - April 15, 2016, please indicate if your contribution is to be applied to 2015. For more details, including treatment of rollovers, non-qualified withdrawals and recapture provisions, read the Disclosure Booklet and check with your tax advisor.

Federal Estate and Gift Tax Benefits
Contributions to Edvest may reduce the taxable value of your estate. For example, contributions to the Plan, together with all other gifts from the account owner to the beneficiary, may qualify for an annual federal gift tax exclusion of $14,000 per donor ($28,000 for married contributors), per beneficiary. If an account owner's contribution to an Edvest account for a beneficiary in a single year exceeds $14,000 ($28,000 for married contributors), the account owner may elect to treat up to $70,000 of the contributions, or $140,000 for joint filers, as having been made over a period of up to five years for federal gift tax exclusion. Consult your tax advisor.

> See the difference tax-free growth potential savings can make.

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