Sometimes, you might want investment options that are highly focused. Maybe you’re looking to choose socially responsible investments, so you want a fixed asset class that reflects your values. Perhaps you want to choose investment types that give you more control over the underlying funds.
Single-fund investment options may offer a range of investment types suitable for a variety of risk profiles. Some investment options include index and actively managed choices. Index funds are designed to track a benchmark index. Active management, by contrast, is managed by a person using research, forecasts, and their own experience to make investment decisions.
Whatever your choice, the Single-Fund Investment Option might be an investment path you wish to explore.
Changing Your Investments
Once you invest in a particular investment option, you can transfer contributions and any earnings to another investment option up to twice per calendar year or upon a transfer of funds to an Edvest account for a different beneficiary.
Periodically Review Your Investments
It’s a good idea to periodically re-evaluate your investment strategy as your goals, investment horizon, and personal situation change — for example, annually at tax time, on a yearly basis if your income changes, or upon the birth of another child.
How Single-Fund Investment Options Work
These investment options are each invested solely in shares of a single Underlying Fund. For those investment options invested in an Underlying Fund, their performance is entirely reliant on the performance of that Underlying Fund and may be more volatile than the age-based investment options or the multi-fund investment options. You should be aware that Account Owners do not own shares of the underlying funds directly. Each of the single fund investment options is described in more detail below.
Single-Fund Investment Options
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SMALL-CAP INDEX PORTFOLIO(Risk Level — Aggressive)
Investment Objective.This Investment Option seeks to provide a favorable long-term total return, mainly from capital appreciation.
Investment Strategy. This Investment Option invests 100% of its assets in one “index fund,” meaning that the fund attempts to track a benchmark index. The mutual fund in which this Investment Portfolio is invested is TIAA-CREF Small-Cap Blend Index Fund (TISBX). Through its investment in this fund, the Investment Option intends to indirectly allocate its assets primarily to small capitalization equity securities. 100.00%Equities
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U.S. EQUITY ACTIVE PORTFOLIO(Risk Level — Aggressive)
Investment Objective. This Investment Option seeks to achieve long-term capital appreciation.
Investment Strategy. This Investment Option invests 100% of its assets in one mutual fund. The mutual fund in which this Investment Portfolio is invested is DFA U.S. Core Equity1 Portfolio (DFEOX). Through its investment in this fund, the Investment Option intends to indirectly allocate its assets primarily to a broad and diverse group of common stocks of U.S. companies with a greater emphasis on small-cap and value companies as compared to their representation in the U.S. stock market. An equity issuer is considered a value company primarily because it has a high book value in relation to its market capitalization. 100.00%Equities
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LARGE CAP STOCK INDEX PORTFOIO(Risk Level — Aggressive)
Investment Objective. This Investment Option seeks to provide a favorable long-term total return, mainly from capital appreciation.
Investment Strategy. This Investment Option invests 100% of its assets in one “index fund,” meaning that the fund attempts to track a benchmark index. The mutual fund in which this Investment Portfolio is invested is TIAA-CREF S&P 500 Index Fund (TISPX). Through its investment in this fund, the Investment Option intends to indirectly allocate its assets primarily to large capitalization equity securities. 100.00%Equities
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SOCIAL CHOICE PORTFOLIO(Risk Level — Aggressive)
Investment Objective. This Investment Option seeks to provide a favorable long-term total return that reflects the investment performance of the overall U.S. stock market while giving special consideration to certain social criteria.
Investment Strategy. This Investment Option invests 100% of its assets in one actively managed mutual fund. The mutual fund in which this Investment Portfolio is invested is TIAA-CREF Social Choice Equity Fund (TISCX). Through its investment in this fund, the Investment Option intends to indirectly allocate its assets primarily to the equity securities of companies (both domestic and foreign) across all capitalization ranges whose activities are consistent with certain environmental, social, and governance criteria. 100.00%Equities
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BOND INDEX PORTFOLIO(Risk Level — Moderate)
Investment Objective. This Investment Option seeks to provide current income along with a moderate long-term rate of return.
Investment Strategy.This Investment Option invests 100% of its assets in one “index fund,”meaning that the fund attempts to track a benchmark index. The mutual fund in which this Investment Portfolio is invested is TIAA-CREF Bond Index Fund (TBIIX). Through its investment in this fund, the Investment Option intends to indirectly allocate its assets primarily to a wide spectrum of public, investment-grade, taxable debt securities denominated in U.S. dollars including government securities, as well as mortgage-backed, commercial mortgage-backed and asset-backed securities. 100.00%Bonds
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Single-Fund Investment Options
| INVESTMENT OPTION NAME | ALLOCATION | INVESTMENT OPTION OBJECTIVE |
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| SMALL-CAP INDEX PORTFOLIO |
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(Risk Level — Aggressive)
Investment Objective.This Investment Option seeks to provide a favorable long-term total return, mainly from capital appreciation.
Investment Strategy. This Investment Option invests 100% of its assets in one “index fund,” meaning that the fund attempts to track a benchmark index. The mutual fund in which this Investment Portfolio is invested is TIAA-CREF Small-Cap Blend Index Fund (TISBX). Through its investment in this fund, the Investment Option intends to indirectly allocate its assets primarily to small capitalization equity securities. 100.00%Equities
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| U.S. EQUITY ACTIVE PORTFOLIO |
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(Risk Level — Aggressive)
Investment Objective. This Investment Option seeks to achieve long-term capital appreciation.
Investment Strategy. This Investment Option invests 100% of its assets in one mutual fund. The mutual fund in which this Investment Portfolio is invested is DFA U.S. Core Equity1 Portfolio (DFEOX). Through its investment in this fund, the Investment Option intends to indirectly allocate its assets primarily to a broad and diverse group of common stocks of U.S. companies with a greater emphasis on small-cap and value companies as compared to their representation in the U.S. stock market. An equity issuer is considered a value company primarily because it has a high book value in relation to its market capitalization. 100.00%Equities
Read More
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| LARGE-CAP STOCK INDEX PORTFOLIO |
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(Risk Level — Aggressive)
Investment Objective. This Investment Option seeks to provide a favorable long-term total return, mainly from capital appreciation.
Investment Strategy. This Investment Option invests 100% of its assets in one “index fund,” meaning that the fund attempts to track a benchmark index. The mutual fund in which this Investment Portfolio is invested is TIAA-CREF S&P 500 Index Fund (TISPX). Through its investment in this fund, the Investment Option intends to indirectly allocate its assets primarily to large capitalization equity securities. 100.00%Equities
Read More
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| SOCIAL CHOICE PORTFOLIO |
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(Risk Level — Aggressive)
Investment Objective. This Investment Option seeks to provide a favorable long-term total return that reflects the investment performance of the overall U.S. stock market while giving special consideration to certain social criteria.
Investment Strategy. This Investment Option invests 100% of its assets in one actively managed mutual fund. The mutual fund in which this Investment Portfolio is invested is TIAA-CREF Social Choice Equity Fund (TISCX). Through its investment in this fund, the Investment Option intends to indirectly allocate its assets primarily to the equity securities of companies (both domestic and foreign) across all capitalization ranges whose activities are consistent with certain environmental, social, and governance criteria. 100.00%Equities
Read More
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| BOND INDEX PORTFOLIO |
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(Risk Level — Moderate)
Investment Objective. This Investment Option seeks to provide current income along with a moderate long-term rate of return.
Investment Strategy.This Investment Option invests 100% of its assets in one “index fund,” meaning that the fund attempts to track a benchmark index. The mutual fund in which this Investment Portfolio is invested is TIAA-CREF Bond Index Fund (TBIIX). Through its investment in this fund, the Investment Option intends to indirectly allocate its assets primarily to a wide spectrum of public, investment-grade, taxable debt securities denominated in U.S. dollars including government securities, as well as mortgage-backed, commercial mortgage-backed and asset-backed securities. 100.00%Bonds
Read More
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