Index-Based Moderate Portfolio
Overview
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| Inception date | 10/26/2012 |
Investment objective
This Investment Portfolio seeks moderate growth.
Investment strategy
To varying degrees, each Index-Based Multi-Fund Portfolio invests in certain mutual funds that mainly invest in equity securities, including:
- U.S. equity securities across all capitalization ranges;
- Foreign equity securities across all capitalization ranges, including the securities of issuers located in developed countries and emerging markets countries; and
- Equity securities of issuers that are principally engaged in or related to the real estate industry, including real estate investment trusts (REITs).
Also to varying degrees, each Index-Based Multi-Fund Portfolio invests in certain mutual funds that mainly invest in debt securities, including:
- A wide spectrum of public, investment-grade, taxable debt securities denominated in U.S. dollars including government securities, as well as mortgage-backed, commercial mortgage-backed and asset-backed securities;
- Fixed income securities whose principal value increases or decreases based on changes in inflation over the life of the security, typically U.S. Treasury Inflation-Linked Securities, as well as other inflation-indexed bonds issued by U.S. and foreign public and private issuers; and
- Various types of lower-rated or unrated higher-yielding debt investments of U.S. and foreign issuers (often called “junk bonds”).
The Index-Based Aggressive Portfolio allocates more assets to mutual funds that mainly invest in equity securities (including real estate securities) than the Index-Based Moderate Portfolio, and the Index-Based Moderate Portfolio allocates more assets to mutual funds that mainly invest in equity securities (including real estate securities) than the Index-Based Conservative Portfolio. The Index-Based Conservative Portfolio allocates more assets to mutual funds that mainly invest in debt securities than the Index-Based Moderate Portfolio, and the Index-Based Moderate Portfolio allocates more assets to mutual funds that mainly invest in debt securities than the Index-Based Aggressive Portfolio. In addition to its investments in mutual funds, the Index-Based Conservative Portfolio also invests in a funding agreement.
Risk level
Conservative
Moderate to Aggressive
Learn more about how risk potential could affect your investment by completing our Risk Tolerance Questionnaire.
Historical performance
Average annual total returns as of 3/31/2024
| Category | Index-Based Moderate Portfolio | Benchmark |
|---|---|---|
| Year to date | 3.67% | 3.78% |
| 1 year | 12.63% | 12.98% |
| 3 years | 3.06% | 3.32% |
| 5 years | 6.44% | 6.64% |
| 10 years | 5.92% | 6.10% |
| Since inception | 6.53% | 6.66% |
Average annual total returns as of 3/31/2024
| Category | Index-Based Moderate Portfolio | Benchmark |
|---|---|---|
| Year to date | 3.67% | 3.78% |
| 1 year | 12.63% | 12.98% |
| 3 years | 3.06% | 3.32% |
| 5 years | 6.44% | 6.64% |
| 10 years | 5.92% | 6.10% |
| Since inception | 6.53% | 6.66% |
The performance data quoted represent past performance and are net of all fees and expenses. Past performance is not a guarantee of future results. Your returns and the principal value of your account will fluctuate, so your investment may be worth more or less than the original value when you withdraw your money. Current performance may be lower or higher than the performance quoted above. Investors cannot invest directly in a benchmark.
All performance figures in the table, with the exception of the performance figures in the year-to-date column, represent the average annual compound rate of the total return. All figures in the year-to-date column represent cumulative, nonannualized returns.
Asset allocation
- 31.50% U.S. Equity
- 15.00% International Equity
- 3.50% Real Estate
- 50.00% Fixed Income
Underlying funds
| Ticker | Underlying fund | Allocation |
|---|---|---|
| TIEIX | TIAA-CREF Equity Index Fund | 31.50% |
| TCIEX | TIAA-CREF International Equity Index Fund | 12.00% |
| TEQLX | TIAA-CREF Emerging Markets Equity Index Fund | 3.00% |
| VGSNX | Vanguard Real Estate Index Fund | 3.50% |
| TBIIX | TIAA-CREF Bond Index Fund | 32.50% |
| VTSPX | Vanguard Short-Term Inflation Protected Securities Index Fund | 10.00% |
| VWEAX | Vanguard High Yield Corporate Fund | 7.50% |
The above table lists the underlying investments in which this investment portfolio invests and the percentage of the investment portfolio’s assets allocated to each of its investments. Please keep in mind that if you invest in this investment portfolio, you will own this investment portfolio; you will not own shares in any of the above mutual funds. For more information on investment portfolios, fees and expenses, including cost examples, please read the Plan Description.
529 Investment Lead
Jeremy Thiessen
Head of Investment Strategies
To learn more about the Edvest 529 College Savings Plan, its investment objectives, risks, charges and expenses, please see the Plan Description at Edvest.com. Read it carefully. Investments in the Plan are neither insured nor guaranteed and there is the risk of investment loss. Check with your home state to learn if it offers tax or other benefits such as financial aid, scholarship funds or protection from creditors for investing in its own 529 plan.
The material contained on this website is not intended to be a recommendation or investment advice, does not constitute a solicitation to buy, sell or hold a security or investment strategy and is not provided in a fiduciary capacity. The information provided does not take into account the specific objectives or circumstances of any particular investor or suggest any specific course of action. Investment decisions should be based on an investor’s objectives and circumstances.
TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, is the distributor and underwriter for the Edvest College Savings Plan.
