Edvest College Savings Plan

Enrollment Year Investment Portfolios

This is the simple, all-in-one investment portfolio based on the projected date you will need the money to pay for qualified education expenses.

The Enrollment Year Investment Portfolios are a set of individual investment portfolios representing the date your future student needs funds to pay for their education (i.e., their enrollment year). The asset allocation or mix of equities, bonds, and cash adjusts automatically as the enrollment year approaches. You choose the Enrollment Portfolio that best fits your goals, risk tolerance and savings time horizon.

An Enrollment Year Investment Portfolio can be a good all-in-one solution to manage your savings over the long term without any extra work on your part.


How it Works


Select Your Enrollment Year

Your first step is to determine your future student’s expected enrollment year in school. Typically families assume their student will need their education savings at age 18. Once you’ve estimated when you expect your student will need to use their savings, select the enrollment year portfolio that represents the date closest to your estimated date of enrollment. For example, if your future student was born in 2015 and you anticipate they will begin college at 18 years old, they may need their college savings in the year 2033 (2015 plus 18). This means you would select 2032/2033 Enrollment Portfolio.




Consider Your Education Savings Goals

Families can also take advantage of the versatility of the Enrollment Year Investment Portfolios to save for all types of qualified education, including college/university, technical college, professional and graduate schools, and K-12 tuition*. Simply adjust the expected year of enrollment in your calculation to select your Enrollment Portfolio.

*The tax reform legislation changes allowing withdrawals for K-12 expenses were on a federal level. Tax consequences of using 529 plans for elementary or secondary education tuition expenses will vary depending on state law, and may include recapture of tax deductions received from the original state as well as penalties. If you are not a Wisconsin taxpayer, please consult with a tax or legal advisor in this regard.




Align with Your Risk Tolerance

What level of risk are you comfortable with? You can find out by taking our Risk Tolerance Quiz. If you are a conservative investor, you may wish to choose an earlier Enrollment Portfolio regardless of the year your future student begins college or technical college. More aggressive investors can select a later date. Investors aligning with their risk tolerance or seeking particular investment objectives can view asset allocation across enrollment year dates below to help guide their decision.



Asset Allocation by Enrollment Year Investment Portfolio

Slide along the bar to the Enrollment Portfolio that corresponds to the year you plan to use your funds to pay for your child’s education. Then click Submit to view the investment mix.

Enrollment Year Investment Portfolio:



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