Enrollment Year Investment Portfolios

Consider this if: You’re looking for an all-in-one solution to manage your savings over the long term without extra work on your part.

Our Enrollment Year Investment Portfolios make things simple for you. Select the portfolio that matches the year your child will enter college, and the asset allocation adjusts over the years to become more conservative as the enrollment year approaches. It's a great way to minimize risk as you get closer and closer to using your account to pay for qualified education expenses.

The following table lists the available Enrollment Year Investment Portfolios effective May 12, 2023, as well as the approximate age of a beneficiary for whom you may want to select such Investment Portfolio. Effective May 12, 2023, the 2022/2023 Enrollment Year Investment Portfolio was merged into the In School Portfolio and the 2040/2041 Enrollment Year Investment Portfolio was launched. It is anticipated that a new Enrollment Year Investment Portfolio will be added approximately every two years.

Enrollment Year Investment Portfolios

Investment Portfolio Name When will the savings be needed?
2040/2041 Enrollment Portfolio 17+ Years
2038/2039 Enrollment Portfolio 15-16 Years
2036/2037 Enrollment Portfolio 13-14 Years
2034/2035 Enrollment Portfolio 11-12 Years
2032/2033 Enrollment Portfolio 9-10 Years
2030/2031 Enrollment Portfolio 7-8 Years
2028/2029 Enrollment Portfolio 5-6 Years
2026/2027 Enrollment Portfolio 3-4 Years
2024/2025 Enrollment Portfolio 1-2 Years
In School Portfolio Now

The investment portfolios are subject to the risks of the underlying funds including the loss of principal.

Enrollment Year Investment Portfolio Glidepath

How does it work?

For each Enrollment Year Investment Portfolio, the allocation or mix of equities, bonds and capital preservation adjusts automatically to become more conservative as the enrollment year approaches.

  • Equity
  • Fixed Income
  • Capital Preservation
View Graph Data Details

Ideal for All Education Savings Goals

Families can also take advantage of the versatility of the Enrollment Year Investment Portfolios to save for all types of qualified education expenses, including college/university, community college, trade schools, professional and graduate schools, apprenticeship expenses and K-12 tuition.*


Understand Your Risk Tolerance Level

What level of risk are you comfortable with? You can find out by answering our Risk Tolerance questions. If you are a conservative investor, you may wish to choose an earlier enrollment year portfolio regardless of the year your future student begins four-year college/university, community college or trade school. More aggressive investors can select a later date. Investors aligning with their risk tolerance or seeking particular investment objectives can view asset allocation across enrollment year dates above to help guide their decision.

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